4.8

Trusted by 1000+ home loan customers

Trusted by 1000+ home loan customers

nimma kanasina mane,

nivāsa da jothege

nimma kanasina mane,

nivāsa da jothege

nimma kanasina mane, nivāsa da jothege

Get upto ₹35 lakh

Get upto ₹35 lakh

⁠Simple process

⁠Simple process

Tenure up to 20 years

WE ARE PARTNERED WITH 10+ Banks.

WE ARE PARTNERED WITH 10+ Banks.

WE ARE PARTNERED WITH 10+ Banks.

Our Home Loan Products

Unlocking the Door to Your Dream Home

House Construction Loan

Nivasa Finance offers up to ₹25 lakh for house construction with flexible repayment options, competitive interest rates, and a simple, hassle-free application process to finance your dream home.

Loan amount up to ₹25 lakh

Flexible repayment options

Competitive interest rates

Quick and easy application process

House Construction Loan

Nivasa Finance offers up to ₹25 lakh for house construction with flexible repayment options, competitive interest rates, and a simple, hassle-free application process to finance your dream home.

Loan amount up to ₹25 lakh

Flexible repayment options

Competitive interest rates

Quick and easy application process

House Purchase Loan

Nivasa Finance provides up to ₹35 lakh in financing with flexible terms and competitive interest rates to help you purchase your dream home, whether it’s a private, government, or under-construction property.

Loan amount up to ₹35 lakh

Covers under-construction and ready occupy properties

Flexible repayment options

Competitive interest rates for affordable homeownership

House Purchase Loan

Nivasa Finance provides up to ₹35 lakh in financing with flexible terms and competitive interest rates to help you purchase your dream home, whether it’s a private, government, or under-construction property.

Loan amount up to ₹35 lakh

Covers under-construction and ready occupy properties

Flexible repayment options

Competitive interest rates for affordable homeownership

House Renovation Loan

With Nivasa Finance Home Extension Loan, get up to ₹15 lakh in financing to make structural changes to your home. Enjoy flexible repayment terms and affordable rates to enhance your living space without financial stress.

Loan amount up to ₹15 lakh

Flexible repayment tenure up to 10 years

Ideal for structural changes and home improvements

Easy application process for quick approval

House Renovation Loan

With Nivasa Finance Home Extension Loan, get up to ₹15 lakh in financing to make structural changes to your home. Enjoy flexible repayment terms and affordable rates to enhance your living space without financial stress.

Loan amount up to ₹15 lakh

Flexible repayment tenure up to 10 years

Ideal for structural changes and home improvements

Easy application process for quick approval

Why Choose Nivasa

Why Choose Nivasa

Guiding You Home with Ease and Confidence

Guiding You Home with Ease and Confidence

Quick, Transparent, and Assured Financing

At Nivasa Capital, we prioritize your convenience and peace of mind. Our process is designed to be swift, clear, and reliable, ensuring you get the financial support you need without the usual hassle. With us, you can expect quick approvals, transparent dealings, and assured services.e dream of owning a home.

Doorstep Service at Your Convenience

We understand that your time is valuable. That's why we bring our services to your doorstep. Our dedicated team will visit you at your convenience to handle all the paperwork and formalities, making the loan process seamless and stress-free.

Flexible Tenure Options Up to 30 Years

We offer flexible repayment options with tenures extending up to 30 years, allowing you to choose a plan that best suits your financial situation. This flexibility ensures that your repayments are manageable and aligned with your long-term financial goals.

Quick, Transparent, and Assured Financing

At Nivasa Capital, we prioritize your convenience and peace of mind. Our process is designed to be swift, clear, and reliable, ensuring you get the financial support you need without the usual hassle. With us, you can expect quick approvals, transparent dealings, and assured services.e dream of owning a home.

Doorstep Service at Your Convenience

We understand that your time is valuable. That's why we bring our services to your doorstep. Our dedicated team will visit you at your convenience to handle all the paperwork and formalities, making the loan process seamless and stress-free.

Flexible Tenure Options Up to 30 Years

We offer flexible repayment options with tenures extending up to 30 years, allowing you to choose a plan that best suits your financial situation. This flexibility ensures that your repayments are manageable and aligned with your long-term financial goals.

Sourcing Partner Heading For Home Page

Owning a home is more than an aspiration—it’s a fundamental right. Yet, the path to homeownership remains daunting for many, especially in underserved communities.

We’re here to simplify that journey. By combining technology, empathy, and clarity, we aim to remove barriers, reduce complexity, and create financial solutions that are as friendly as they are impactful.

Sourcing Partner Heading For Home Page

Owning a home is more than an aspiration—it’s a fundamental right. Yet, the path to homeownership remains daunting for many, especially in underserved communities.

We’re here to simplify that journey. By combining technology, empathy, and clarity, we aim to remove barriers, reduce complexity, and create financial solutions that are as friendly as they are impactful.

Customer Experience Is the Heart of Our Business

Their Stories, In Their Words

Their Stories, In Their Words

Apply for a Home Loan

Guiding You Home with Ease and Confidence

Frequently Asked Questions

Clear Answers for Confident Decisions, Curated by Nivasa Home Finance Experts with 25 Years of Experience Helping Thousands of home owners

What is a home loan?

Can I qualify for a home loan with a ₹30,000 salary?

Who is eligible for a home loan?

Is it possible to obtain a home loan that covers 100% of the property's value?

What is the right age to take home loan?

Should I buy a house if my salary is ₹40000?

Can housewife get home loan?

Which bank has the cheapest home loan?

Can I take a home loan for 10 years?

What is a home loan?

Can I qualify for a home loan with a ₹30,000 salary?

Who is eligible for a home loan?

Is it possible to obtain a home loan that covers 100% of the property's value?

What is the right age to take home loan?

Should I buy a house if my salary is ₹40000?

Can housewife get home loan?

Which bank has the cheapest home loan?

Can I take a home loan for 10 years?

What is a home loan?

Can I qualify for a home loan with a ₹30,000 salary?

Who is eligible for a home loan?

Is it possible to obtain a home loan that covers 100% of the property's value?

What is the right age to take home loan?

Should I buy a house if my salary is ₹40000?

Can housewife get home loan?

Which bank has the cheapest home loan?

Can I take a home loan for 10 years?